Your financial aid plan

A good academic plan includes calculating how much financial aid will be available to you

Federal aid and many WSU scholarships and grants have annual and lifetime limits.

Federal Pell Grant limits

The Federal Pell Grant, is limited to 12 semesters of awards for full-time enrollment.

1-6th year with 100% Pell, 7th year with Zero Pell

Federal loan limits

If you decide to borrow federal student loans to help pay for your degree, remember that student loans have annual and lifetime limits. Once you reach these limits you will no longer be able to borrow.

Time limit on Direct Subsidized loan eligibility (pdf)

There is also a limit on the maximum length of time (measured in academic years) that you can receive Direct Subsidized Loans. In general, you may not receive Direct Subsidized Loans for more than 150% of the published length of your program. If you exceed 150% you become responsible for paying interest on Direct Subsidized Loans.

This 150% Federal Subsidized loan limit provision applies only to "first-time" borrowers on or after July 1, 2013.

1-6th year with Lean, 7th year if you haven't graduated, all loans lose the subsidy

WSU grant and tuition pledge program limits

The WSU grants and tuition pledge programs are awarded for four years to new freshmen and two years for new transfer students. You must pass 30 credits each year in order to retain your award.

WSU scholarship limits

Most WSU scholarships will only be awarded for four years to new freshmen and two years for new transfer students.

Academic planning

If your degree requires 120 credits, you will need to enroll in 15 credits each semester in order to graduate in four years.