Stay Smart. Finish what you start

Make a S.M.A.R.T. choice


Satisfactory academic progress

Withdrawing will affect SAP, jeopardizing financial aid in future terms.



Withdrawing does not cancel tuition or fees. You are still charged for courses from which you withdraw.


Academic record

Course withdrawals appear on your academic record and may affect graduate and career opportunities.



If you withdraw, you may be required to repay a portion of your aid back to the university.


Time to degree

Withdrawing extends the time and cost of your degree.


Complete a S.M.A.R.T. Check

We're here to help you graduate. Before you withdraw from a course, visit the Welcome Center to complete your S.M.A.R.T. Check.

Completing a SMART Check is mandatory if you are intending to withdraw from a class. However, if you want to know how a course withdrawal might affect you academically and financially, you can complete a SMART Check at any time.

During your visit, you will meet with an enrollment management representative and learn about how withdrawing from a course will specifically impact you both academically and financially. You will receive personalized information to help you make an educated decision.

A SMART Check may also be completed online:

If you would like to speak with someone to discuss how withdrawing from one or more courses will affect your financial aid, please send an email to us at

Don't lose your aid

The best way to avoid losing part or all of your aid is to complete your classes.

Before the semester:

  • Declaring a major is important to your academic success.
  • Follow your graduation plan and register for the courses you need.
  • Make all class changes.

During the semester:

  • Check with your course instructor or advisor for alternatives to withdrawing.
  • Understand the consequences of withdrawing from a class.
  • Complete the S.M.A.R.T. Check counseling process.

Cancellation of unearned aid

Limits on your aid

Having a good graduation plan includes calculating how much financial aid will be available to you.

  • Federal Pell Grant  - limited to 12 semesters of awards for full-time enrollment

  • Federal Loan Limits – you will lose your interest subsidy if you do not graduate on time

  • Scholarships and WSU Grants - awarded only two to four years depending on your status

If your degree requires 120 credits, you will need to enroll in 15 credits each semester in order to graduate in four years.

Repaying your loans

If you drop all of your courses or if you drop to less than half time, your loans will be due. You must repay your loans even if you do not complete your program.

Repaying your student loans

If you do not make payments, you will be ineligible for future aid.

Check your loan balance and status at