Loans require repayment. Detailed information about repayment of federal loans — including borrower rights and responsibilities — is available in The Guide to Federal Student Aid.
Only borrow what you need.
Make a budget for yourself to keep your debt within manageable limits.
Know your earnings potential after graduation.
Borrowing can be costly.
Federal loan information is submitted to the National Student Loan Data System (NSLDS), and will be accessible by guaranty agencies, lenders, and institutions determined to be authorized users of the data system.