Aid for non-degree programs

As a non-degree student, you may be eligible for limited student loan funding if you are enrolled in an eligible certificate program, teacher certification program or taking prerequisite coursework necessary for admission to degree program. 


Graduate certificate programs

Remember to file the annual FAFSA and review the gainful employment information posted on your program website. 

Not all certificate programs are eligible for federal student aid.

Eligible certificate programs


Post-bachelor students

Teacher certification courses

The courses must be required for elementary or secondary Michigan teacher certification or re-certification.

  • You must be enrolled at least half-time (6 credits) to be eligible for federal student loans. 

Aid for teacher certification

  • Federal Stafford Annual Loan Limits - Dependent students: $5,500, Independent students: $12,500
  • Students enrolled in teacher certification programs are considered fifth-year undergraduates and subject to undergraduate lifetime loan limits.

Optional courses that you elect to take for professional recognition, advancement, endorsement or that Wayne State University recommends, do not qualify for a loan.


Approved post-bachelor certificate programs

The courses must be required for your certificate program.

  • You must be enrolled at least half-time (6 credits) to be eligible for federal student loans.

Aid for approved post-bachelor certificate programs

  • Federal Stafford Annual Loan Limits - Dependent students: $5,500, Independent students: $12,500
  • Students enrolled in approved post-bachelor certification programs are considered fifth-year undergraduates and are subject to undergraduate lifetime limits.
  • If the loan period is less than one academic year, the loan amounts will be prorated.

Post-bachelor certificate programs include the following:

Optional courses that you elect to take for professional recognition, advancement, endorsement or that Wayne State University recommends, do not qualify for a federal loan.


Prerequisite course work

Prerequisite Eligibility Status Form (EPE)

In order for us to review your eligibility, you must submit the Prerequisite Eligibility Status Form, which includes a plan of work. The form must be signed by an advisor. 

  • The courses must be prerequisites to full admission to an undergraduate, graduate or professional program.

Caution: Do not assume you will receive financial aid until a financial aid officer reviews your forms, enrollment status and confirms your eligibility. 

  • Post-bachelor students are subject to undergraduate aggregate loan limits.
  • You must be enrolled at least half-time (6 credits) to be eligible for federal student loans. 

Aid for prerequisite course work

The level of the program for which you are preparing to enroll determines whether first-year or fifth-year undergraduate loan limits apply.

  • Preparatory coursework for admission to an undergraduate program - Dependent students: $2,625, Independent students: $8,625
  • Preparatory coursework for admission to a graduate program - Dependent students: $5,500, Independent students: $12,500

You may be eligible for a Stafford or Parent PLUS loan for one consecutive 12-month period, beginning the first day of the loan period in which you receive loans.

Other non-required courses that you elect to take do not qualify for a loan. Courses taken for the sole purpose of raising your grade point average for admission do not qualify for a loan. 


Lifetime federal loan limits for students in post-bachelor programs

Review your loan history on the National Student Loan Data System (NSLDS).

  • Dependent Students - $31,000, of which no more than $23,000 can be subsidized loans
  • Independent Students - $57,500, of which no more than $23,000 can be subsidized loans